We are all well aware of how much golf equipment can cost. Yet, we still let our emotions get the best of us and proceed to snap that $100 dollar putter right over our knee. If you have never broken a club out of anger than you are probably part of a very small group of golfers that can honestly say this. As for the rest of us, talk about adding insult to injury…putting with a 7 iron sucks.

Throughout the years, I’ve compiled a mental highlight/blooper reel pertaining specifically to the damaging of golf equipment and courses.  From clubs being snapped in half to an entire bag of clubs being destroyed to even a golf cart tearing up the greens and ending up in the drink. Those little outbursts of rage can be costly. Especially, when we are responsible.

In the United Sates we are stuck like chuck when it comes to breaking stuff on the course but as the title says, the Brits have it right – enter golf club insurance. And when I say golf club, I’m referring to golf courses not just woods, irons and wedges. Companies like Aon offer GC’s in the United Kingdom an opportunity to insure their member’s sticks, carts, courses and everything else that falls in between…even terrorism. Seriously.

How cool is that? I recently went to a driving range that ran along a well traveled road. Right at the entrance sat a sign that said golfers are responsible for any damage they may cause to or on that road. No pressure…I’m glad I’m a lefty because my slice goes the other way.

Come to think of it, in the United States there is no liability on or near the course. We have to absorb the costs ourselves unless we can prove who did it. In other words, good luck. Not for nothing, this insurance thing could be a good opportunity for some insurance brokers here in the U.S.

Hit’em long…yell FORE!!!